Where the Treasurer determines that the application is complete and that the criteria are met, he may approve the loan to be a qualified loan and may make the supporting investment of State funds in the financial institution. The investment shall be made for no longer than a one year term and at an interest rate which enables the financial institution to make the loan or loans included in its application and approved by the Treasurer at the interest rate specified in the application. In no event shall the investment be made at a rate less than 0 percent or at a rate more than 2 percent per year below the rate of return otherwise obtainable had the State funds been invested other than under this rule, as determined by the Treasurer.
28- 248 C.M.R. ch. 101, § V