Part V - PRIZE LIABILITY LIMITS, PRIZE PAYOUTS AND PRIZE LEVELSThe following paragraphs and chart define the prize liability limits, prize payouts, prize levels and pool percentages and chances of winning per prize level.
5.0Prize Liability Limits.5.0.1 Except as provided in these rules, the Top Prize (Prize Level #1) shall be annuitized and based on a Top Prize liability that will be split equally among the number of winning Game Tickets. A Top Prize Winner may request the Cash Option, the amount of which is to be established by the New England Lotteries for a defined period of Drawings. Notice of the amount of and changes to the Cash Option shall be posted on the Game's website and/or published in each Party Lottery jurisdiction in a manner determined by that Party Lottery (hereinafter referred to as the "Published Notice") at least thirty (30) days prior to the first Drawing to which it is applicable. Under certain circumstances, as detailed below, the Top Prize is required to be paid in a single Lump Sum Cash Payment and no Annuitized Payment Option is available. 5.0.1.1One (1) Top Prize Winner .If there is one (1) Top Prize winner, the annuitized prize value will be seven thousand dollars ($7,000) per week for life. As an alternative to the Annuitized Payment Option, the Top Prize Winner may request the Top Prize Cash Option in the amount set forth in the Published Notice.5.0.1.2Two (2) to Fourteen (14) Top Prize Winners. If there are between two (2) and fourteen (14) Top Prize Winners, the Annuitized Payment Option, based on an annuitized prize value of seven thousand dollars ($7,000.00) per week, will be divided by the total number of Top Prize winners. The minimum annuitized prize value for this category will be five hundred dollars ($500.00) a week for life. Any of these two (2) to fourteen (14) Top Prize Winners may choose the Cash Option as an alternative to the Annuitized Payment Option. The amount of the Cash Option for this category will be the amount of the Top Prize Cash Option set forth in the Published Notice divided by the total number of Top Prize Winners. The minimum Cash Option for this category will be the amount set forth in the Published Notice.5.0.1.3Fifteen (15) or more Top Prize Winners. If there are fifteen (15) or more Top Prize Winners, the Top Prize liability shall be capped at seven million one hundred twenty-five thousand dollars ($7,125,000.00), shall be split equally among all Top Prize Winners, and paid in one (1) LumpSum Cash payment, without an Annuitized Payment Option. The minimum prize value for this category shall not be less than any lower tier prize paid in that respective Drawing.5.0.1.4Claiming the Top Prize. The Winner(s) of the Top Prize who do not request the Cash Option shall be paid their appropriate TopPrize share on an annual or semi-annual basis for a minimum period of twenty (20) years. Upon receipt of the claim form and the ticket by the Maine Lottery, a five (5) working day processing period will be initiated. During the five (5) day processing period, the ticket holder(s) may add or substitute other persons as co-holders of a winning ticket. This request must be a written, notarized request from the original holder(s) to the Maine Lottery office. After the five (5) day processing period has been completed, the Maine Lottery will pay the TopPrize Winner. Subsequent TopPrize payments will be made annually or semi-annually thereafter as determined by the person claiming the TopPrize.5.0.1.5Measuring Life. For a single Wager, the measuring life of a Top Prize Winner used to determine the duration over which the Top Prize is paid, shall be the natural life of the individual determined by the Selling Lottery to be a Top Prize winner. If the Top Prize under a single wager is being claimed by more than one (1) natural person or by a legal entity, the measuring life for a Top Prize winner shall be twenty (20) years.5.0.1.6 If paid in a LumpSum Cash Payment, TopPrize amounts will be rounded to the nearest whole dollar.5.0.2 Except as provided in these rules, the second prize (Prize Level #2) Winner will be paid twenty-five thousand dollars ($25,000.00) a year for life. A second prize winner may request the Cash Option, the amount of which is to be established the New England Lotteries for a defined period of Drawings. Notice of the amount of and changes to the Cash Option shall be posted on the Game's website and/or by each Party Lottery's Public Notice Under certain circumstances, as detailed below, the second prize is required to be paid in a single Lump Sum Cash payment and no Annuitized Payment Option is available. 5.0.2.1 One (1) to Twenty (20) Second Prize Winners. If there are between one (1) and twenty (20) second prize Winner(s), the annuitized prize value will be twenty-five thousand dollars ($25,000.00) per year for life. Any of these one (1) to twenty (20) second prize winner(s) may choose the second prize Cash Option as an alternative to the Annuitized Payment Option. The amount of the Cash Option for this category will be set forth in the Published Notice.5.0.2.2 Twenty-one (21) or more Second Prize Winners. If there are twenty-one (21) or more second prize Winners, the second prize liability shall be capped at nine million four hundred thousand dollars ($9,400,000.00) and shall be split equally among all second prize Winners and paid in a single Lump Sum Cash payment, without an Annuitized Payment Option. The minimum prize value for this category shall not be less than any lower tier prize paid in that respective Drawing.5.0.2.3 The Winner(s) of the second prize who do not request the Cash Option shall be paid their appropriate second prize share on an annual basis for a minimum period of twenty (20) years. Upon receipt of the claim form and the ticket by the Maine Lottery, a five (5) working day processing period will be initiated. During the five (5) day processing period, the ticket holder(s) may add or substitute other persons as co-holders of a winning ticket. This request must be a written, notarized request from the original holder(s) to the Maine Lottery office. After the five (5) day processing period has been completed, the Maine Lottery will pay the second prize. Subsequent second prize payments will be made annually thereafter.5.0.2.4 Measuring Life. For a single Wager, the measuring life of a second prize Winner used to determine the duration over which the second prize is paid, shall be the natural life of the individual determined by the Selling Lottery to be a second prize Winner. If the second prize under a single Wager is being claimed by more than one (1) natural person or by a legal entity, the measuring life for a second prize winner shall be twenty (20) years.5.0.2.5 If paid in a Lump Sum Cash payment, second prize amounts will be rounded to the nearest whole dollar.5.0.3 Except as provided in these rules, the third prize (Prize Level #3) will be paid as a five thousand dollar ($5,000.00) set prize. If there are more than one thousand (1,000) Winners of this prize level in a single Drawing, the total prize liability of five million dollars ($5,000,000.00) ($5,000.00 x 1,000) will be split equally among the Winners. Under no circumstances, however, will the third prize fall below a minimum prize value of two hundred dollars ($200.00) per Winner regardless of the number of Winners. Third prizes will be rounded to the nearest whole dollar and paid in a single cash payment.5.0.4 The remaining prize levels (Prize Level #4 through Prize Level #10) will be paid a slow-tier set prizes. Prizes will be rounded to the nearest whole dollar and paid in a single cash payment. 5.1Entitlement to Prizes by Winners. The holder of a winning Game Ticket shall be entitled only to the prize won by matching the winning numbers in the highest matching prize category.5.2Payment of Prizes. All winning Game Tickets, including the Top Prize and second prize, shall be paid in accordance with these rules and state laws. Each Party Lottery shall withhold taxes and other required withholdings in accordance with applicable federal and state laws. To be a valid Game Ticket and eligible to receive a prize, a winning Game Ticket shall satisfy all the requirements established for the validation of winning Game Tickets sold through each Party Lottery's Gaming System and any other requirements adopted by the New England Directors. Party Lotteries shall not be responsible for Game Tickets which are altered in any manner.5.2.1Top Prize and second prize Payments. Except in the case of a Cash Option payment or a Lump Sum Cash payment paid in accordance with these rules, annuitized prize payments shall be made for the measuring life of Top Prize or second prize Winner. All annuitized payments shall be made for a minimum of twenty (20) years. The measuring life as defined in Sections 5.0.1.5 and 5.0.2.4 of these rules shall be determined at the time the Top Prize or second prize is claimed. In the event that annuitized prize payments are assigned, if allowable under state law, or assigned by a court order, the measuring life at the time the Top Prize was claimed shall not change and limit or extend the number of annuitized payments due any assignee, court-ordered or otherwise. In the event of the death of a Top Prize or second prize Winner during the annuity payment period, the Selling Lottery, with the approval of the New England Lotteries, upon petition of the estate of the lottery winner (the "Estate") to the Lottery jurisdiction in which the deceased Lottery winner purchased the winning Game Ticket, and subject to a Party Lottery's state laws, may accelerate the payment of all the remaining Lottery proceeds to the Estate. 5.2.1.1 If the annuitant dies during the annuity payment period but before the guaranteed prize has been paid, the Estate shall receive the remaining payments equal to the minimum guaranteed prize.5.2.1.2 If the annuitant dies during the annuity payment period but after the minimum guaranteed prize has been paid, all payments shall stop.5.2.2Low-Tier Set Prize Payments. All low-tier set prizes (all prizes except the Top Prize and second prize) shall be paid in one (1) single cash payment through the Selling Lottery that sold the winning Game Ticket(s). Prizes shall be rounded to the nearest whole dollar. A Selling Lottery may begin paying low-tier cash prizes after receiving authorization to pay from the Clearinghouse Lottery.5.3Statistical Information. The following table details the Game's statistical information. Odds of Winning, Prize Payouts and Prize Funding as a Percentage of Sales
Prize Level | Matches Matrix #1 (5 of 48) | Matches Matrix #2 (1 of 18) | Odds of Winning 1/ | Prize | % Sales |
1 | 5 | 1 | 30,821,472.000 | $7,000/Week for Life* | 10.2201% |
2 | 5 | 0 | 1,813,027.765 | $25,000/Year for Life* | 11.6380% |
3 | 4 | 1 | 143,355.684 | $5,000* | 1.7439% |
4 | 4 | 0 | 8,432.687 | $200 | 1.1859% |
5 | 3 | 1 | 3,413.231 | $150 | 2.1973% |
6 | 3 | 0 | 200.778 | $20 | 4.9806% |
7 | 2 | 1 | 249.749 | $25 | 5.0050% |
8 | 2 | 0 | 14.691 | $3 | 10.2103% |
9 | 1 | 1 | 49.950 | $6 | 6.0060% |
10 | 0 | 1 | 32.019 | $4 | 6.2463% |
Total Payout | 59.4335% |
Average Chance of Winning: 1 in 7.769
* Prize amounts may be split if there are multiple Winners, in accordance with the provisions established in Section 5.0 of these rules. Split prizes may be lower than the published prize amounts.
C.M.R. 18, 553, ch. 50, pt. V