Section 214-4-6 - Terms of Loans1. The term of each loan shall be established by the Bond Bank as set forth in the loan agreement, but no loan under this program shall have a term greater than five (5) years. 2. The interest rate for loans under this Program shall be fixed at two percent (2%) below the Bond Bank's then-current Standard Rate for tax-exempt lending at the time the loan is made. At no time will the interest rate be lower than 0%.15- 214 C.M.R. ch. 4, § 6