La. Admin. Code tit. 37 § XIII-12717

Current through Register Vol. 50, No. 11, November 20, 2024

Section XIII-12717 - Proof of Eligibility

A. The insured has the obligation to provide the insurer with the appropriate documentation to verify eligibility for an actuarially justified discount under the provisions of R.S. 22:1426 and Regulation 94. The insurer may require that the insured provide the insurer with the following:

1. a properly completed certification form that is executed by a qualified professional and that meets the minimum standards of the Model Certification Form in §12721, Appendix A to Regulation 94; and

2. appropriate documentation demonstrating compliance with the State Uniform Construction Code; and/or

3. appropriate documentation attesting to the mitigation improvements made by the insured that reduce the amount of loss from a windstorm or hurricane.

B. An insurer may require the following or other documentation to satisfy the requirements of Paragraphs A.2 and A.3:

1. permits;

2. certificates of occupancy;

3. inspection reports; or

4. receipts.

C. The insurer may request additional documentation or proof from an insured, or an inspection of the property, if the insurer has a justifiable basis to question the authenticity or accuracy of any of the information or documentation provided by the insured.

La. Admin. Code tit. 37, § XIII-12717

Promulgated by the Department of Insurance, Office of the Commissioner, LR 34:91 (January 2008).

AUTHORITY NOTE: Promulgated in accordance with R.S. 22:3 to enforce the provisions of R.S. 22:1426.