La. Admin. Code tit. 32 § V-203

Current through Register Vol. 50, No. 11, November 20, 2024
Section V-203 - [Effective 1/1/2025] Out of Pocket Maximums
A. Plan Participants When OGB Is the Primary Payer for All Plan Participants

Active Employee/Retirees on or after March 1, 2015

Retirees prior to March 1, 2015 Without Medicare

Network

Non-Network

Network

Non-Network

Individual Only

$3,500

$4,700

$2,300

$4,300

Individual Plus One Dependent

$6,000

$8,500

$3,600

$7,600

Individual Plus Two or More Dependents

$8,500

$12,250

$4,900

$10,900

B. Plan Participants When Medicare Is the Primary Payer for at Least One Plan Participant

Out-of-Pocket Maximums1

(Includes All Eligible Copayments, Coinsurance Amounts and Deductibles)

Active Employee/Retirees on or after March 1, 2015

Retirees prior to March 1, 2015 Without Medicare

Retirees prior to March 1, 2015 With Medicare

Network

Non-Network

Network

Non-Network

Network and Non-Network

Individual Only

Medical: $1,500

Prescription: $2,000

$4,700

See Subsection A

See Subsection A

Medical: $1,300

Prescription: $2,000

Individual Plus One Dependent (Medicare Paying Primary for One)

Medical: $4,000

Prescription: $2,000

$8,500

Medical: $1,600

Prescription: $2,000

$7,600

Medical: $3,600

Prescription: $2,000

Individual Plus One Dependent (Medicare Paying Primary for Two)

Medical: $2,000

Prescription: $2,000 per participant

$8,500

Not Applicable

Not Applicable

Medical: $1,600

Prescription: $2,000 per participant

Individual Plus Two or More Dependents (Medicare Paying Primary for One)

Medical: $6,500

Prescription: $2,000

$12,250

Medical: $2,900

Prescription: $2,000

$10,900

Medical: $5,900

Prescription: $2,000

Individual Plus Two or More Dependents (Medicare Paying Primary for Two)

Medical: $4,500

Prescription: $2,000 per participant

$12,250

Medical: $900

Prescription: $2,000 per participant

$10,900

Medical: $3,900

Prescription: $2,000 per participant

Individual Plus Two or More Dependents (Medicare Paying Primary for Three)

Medical: $2,500

Prescription: $2,000 per participant

$12,250

Medical: $0

Prescription: $2,000 per participant

$10,900

Medical: $1,900

Prescription: $2,000 per participant

1Medical Out-of-Pocket Maximum applies to medical expenditures for all Plan Participants and to Prescription expenditures for Plan Participants when OGB is the primary payer. Prescription Out-of-Pocket Maximum applies to each Plan Participant when Medicare is the primary payer.

La. Admin. Code tit. 32, § V-203

Promulgated by the Office of the Governor, Division of Administration, Office of Group Benefits, LR 41:355 (February 2015), effective March 1, 2015, Amended LR 43:2155 (11/1/2017), (effective 1/1/2018), Amended LR 501468 (10/1/2024), effective 1/1/2025.
AUTHORITY NOTE: Promulgated in accordance with R.S. 42:801(C) and 802(B)(1).