Each insurance company providing "medical payments insurance," pursuant to K.S.A. 40-1110, that affords coverage for reasonable expenses incurred for necessary "funeral services" shall be required to interpret the words "funeral services" in accordance with applicable Kansas law and the terms of the insurance contract. If the words "funeral services" are not specifically interpreted by the contract of insurance or applicable Kansas law, the phrase shall be interpreted to mean:
Kan. Admin. Regs. § 40-3-21