760 Ind. Admin. Code 2-8-1

Current through October 31, 2024
Section 760 IAC 2-8-1 - Questions

Authority: IC 27-8-12-7

Affected: IC 27-8-5-16; IC 27-8-12

Sec. 1.

Application forms shall include the following questions designed to elicit information as to whether, as of the date of the application, the applicant has another long term care insurance policy, certificate, or subscriber agreement in force or whether a long term care policy, certificate, or subscriber agreement is intended to replace any other accident and sickness or long term care policy, certificate, or subscriber agreement presently in force:

(1) Do you have another long term care insurance policy or certificate in force (including health care service contract or health maintenance organization contract)?
(2) Did you have another long term care insurance policy or certificate in force during the last twelve (12) months? If so:
(A) with which company; and
(B) if that policy lapsed, when did it lapse?
(3) Are you covered by Medicaid?
(4) Do you intend to replace any of your medical or health insurance coverage with this policy [certificate]?

A supplementary application or other form to be signed by the applicant and insurance producer, except where the coverage is sold without an insurance producer, containing such questions may be used. With regard to a replacement policy issued to a group defined by IC 27-8-5-16(1), the questions in this section may be modified only to the extent necessary to elicit information about health or long term care insurance policies other than the group policy being replaced; provided, however, that the certificate holder has been notified of the replacement.

760 IAC 2-8-1

Department of Insurance; 760 IAC 2-8-1; filed Oct 30, 1992, 12:00 p.m.: 16 IR 862; readopted filed Sep 14, 2001, 12:22 p.m.: 25 IR 531; filed Oct 7, 2004, 1:00 p.m.: 28 IR 570; readopted filed Nov 24, 2010, 9:17 a.m.: 20101222-IR-760100633RFA
Readopted filed 11/23/2016, 9:47 a.m.: 20161221-IR-760160436RFA
Readopted filed 11/30/2022, 11:39 a.m.: 20221228-IR-760220302RFA