Ill. Admin. Code tit. 50, pt. 2002, app A, ILLUSTRATION FF

Current through Register Vol. 49, No. 2, January 10, 2025

Guideline to Section 2002.130(b)

a) This Section prohibits advertisements implying that approval, endorsement or accreditation of policy forms or advertising has been granted by any division or agency of the state or federal governments. "Approval" of either policy forms or advertising shall not be used by an insurer to imply or state that a governmental agency has endorsed or recommended the insurer, its policies, advertising or its financial condition.

b) This prohibits prominent statements such as "licensed by the State of Illinois" or any other statements which imply endorsements by a governmental agency. The insurer is not prohibited to disclose the fact that a company is licensed in the State of Illinois in the body or majority of the advertisement.

c) Although the Section permits a reference to an insurer being licensed in a state where the advertisement appears, it does not allow exaggeration of the fact of such licensing nor does it permit the suggestion that competing insurers may not be so licensed because, in most states, an insurer must be licensed in the state to which it directs its advertising.

d) Terms such as "official," or words of similar import, used to describe any policy or application form are not permissible because of the potential for deceiving or misleading the public.

Ill. Admin. Code tit. 50, pt. 2002, app A, ILLUSTRATION FF