Section 18.04.13.001 - TITLE AND SCOPE01.Title. IDAPA 18.04.13, "The Individual Health Insurance Availability Act."02.Scope. The Act and this chapter are intended to promote broader spreading of risk in the individual marketplace. The Act and chapter are intended to regulate all health benefit plans sold to eligible individuals. Carriers that provide health benefit plans to eligible individuals are intended to be subject to all of the provisions of the Act and this chapter.Idaho Admin. Code r. 18.04.13.001