* Year 1 - $25,000 or 15% if the total loan balance is less than $150,000
* Year 2 - $35,000 or 20% if the total loan balance is less than $150,000
* Year 3 - $40,000 or 30% if the total loan balance is less than $150,000
* Year 4 - $50,000 or 35% if the total loan balance is less than $150,000
Ga. Comp. R. & Regs. R. 195-25-.05
O.C.G.A. §31-34.