D.C. Mun. Regs. tit. 22, r. 22-A3822

Current through Register Vol. 71, No. 49, December 6, 2024

Rule 22-A3822 - INSURANCE

3822.1

Each MHCRF shall carry the following types of insurance in at least the following amounts:

(a) Hazards (fire and extended coverage) or resident personal effects coverage in the amount of at least five hundred dollars ($500) per resident to protect resident belongings, with aggregate coverage of at least $500 multiplied by the number of residents;

(b) A commercial policy for general liability and professional liability for at least:

(1) Three hundred thousand dollars ($300,000) per occurrence with a six hundred thousand dollar ($600,000) aggregate for one (1) to eight (8) beds; or

(2) Five hundred thousand dollars ($500,000) per occurrence with a one million dollar ($1,000,000) aggregate for nine (9) or more beds; and

(c) Sexual abuse or molestation coverage to protect MHCRF residents from abuse or molestation by staff, for a limit of at least one hundred thousand dollars ($100,000) per occurrence.

3822.2

The insurance required by § 3822.1 shall be issued on an "occurrence" or "claims made" basis. If a "claims made" basis is used, the effective date shall be retroactive to the expiration date of the previous policy or the issuance date of the license.

3822.3

The MHCRF may substitute another form of policy that meets the minimum policy limits and the types of coverage required by § 3822.1, provided that the Operator can demonstrate through the Insurance Certificate, any policy endorsements, and any other documentation required by the Director that the policy will cover claims made against the MHCRF.

3822.4

Before the Director issues or renews a license, the MHCRF shall submit to the Director a certification of insurance issued by the insurance carrier verifying the policy coverage, dates of coverage, and policy limits. Where the MHCRF has been previously insured, the insurance certification shall be issued on or before the expiration date of the previous insurance policy.

3822.5

The Operator shall direct the insurance carrier to notify the Director if the policy is not renewed or is cancelled, and the Director may require proof that this direction has been given.

3822.6

The insurance shall be issued by an insurance carrier licensed to provide insurance in the District of Columbia, or through a surplus lines producer licensed in the District of Columbia.

3822.7

The insurance required by this section shall be maintained in force at all times that the MHCRF is licensed.

D.C. Mun. Regs. tit. 22, r. 22-A3822

Final Rulemaking published at 64 DCR 1633 (2/16/2018)