D.C. Mun. Regs. tit. 18, r. 18-805

Current through Register Vol. 71, No. 49, December 6, 2024

Rule 18-805 - PROOF OF FINANCIAL RESPONSIBILITY

805.1

Whenever any person is required to give proof of financial responsibility, that person shall give proof for each and every motor vehicle of which that person is the owner or in which that person has or will acquire an ownership interest.

805.2

For purposes of the Act, the requirement to submit proof of financial responsibility shall be satisfied by submission of a form customarily used by the insurance industry for that purpose including, but not limited to, the SR-22.

805.3

A requirement of proof of financial responsibility shall remain in effect from the date ordered until the person requests that the Director cancel the requirement of proof of financial responsibility and under any one of the following conditions:

(a) A period of three (3) years has expired from the date the proof of financial responsibility was required and the person has given the Director evidence satisfactory to the Director of the following:

(1) That the person has not been convicted of, or forfeited bail on, an offense which is listed in §§ 37 or 39 of the Act;

(2) That there is no pending action for damages based upon a liability action which is covered by the proof of financial responsibility;

(3) That there is no unsatisfied judgment based upon a liability action which is covered by the proof of financial responsibility; and

(4) That the person has not been involved within one (1) year immediately preceding the request for cancellation, in any motor vehicle accident resulting in injury to any person or damage to property of any person;

(b) The person required to furnish the proof of financial responsibility has died;

(c) The person required to furnish the proof of financial responsibility has become permanently incapacitated and has surrendered his or her license. The permanent incapacity of the person required to furnish the proof shall be proven by the certification of at least two (2) physicians licensed to practice medicine in the District of Columbia, or, in the case of a nonresident, two (2) physicians licensed in the District of Columbia or in the state in which the nonresident resides; or

(d) The person required to furnish the proof of financial responsibility shall surrender his or her license and registration to the Director. If that person applies for a license or registration within three (3) years from the date the proof of financial responsibility is required, the license or registration shall be denied unless that person furnishes proof of financial responsibility for the remainder of the three (3) year period.

805.4

In the case of an insurance company not authorized to do business in the District of Columbia whose insured is not a resident of the District or the vehicle insured is not registered in the District, the company shall meet the requirements of § 55 of the Act.

805.5

A certificate of financial responsibility shall contain the following:

(a) The full name and address of the insured;

(b) The policy number and effective dates of the insurance policy;

(c) The operator's license number of the insured; and

(d) A designation by explicit description or by appropriate reference of all vehicles with respect to which coverage is thereby granted.

805.6

Whenever a change of coverage is required, a notice of the change of coverage shall be filed with the Director. That notice shall contain all the information described in § 805.5 with respect to the original insurance certificate.

D.C. Mun. Regs. tit. 18, r. 18-805

Final Rulemaking published at 52 DCR 758 (Jun 17, 2005)