Insurers are also permitted to ask predictive questions (i.e., have you tested positive on an AIDS-related blood test) but only if predictive questions are asked by the insurer pertaining to other major life threatening diseases.
Questions which are vague, subjective, unfairly discriminatory, overly technical or ask for the applicant's opinion are prohibited.
Willful disregard of Delaware Insurance Law may subject an insurer to all administrative remedies provided in accordance with 18 Del.C. § 106 and § 334.
18 Del. Admin. Code § 1209-3.0