18 Del. Admin. Code § 607-4.0

Current through Register Vol. 28, No. 5, November 1, 2024

Section 607-4.0 - Application

4.1 A 10% discount shall be applied with respect to the applicable premium(s) for each automobile, motor home, or motorcycle insured under a policy if all operators named on the policy as insureds complete the course. If fewer than all the operators covered as principal or occasional drivers complete the course, then the discount shall be a fraction of 10%. The fraction shall be the number of operators completing the course, divided by the total number operators. The discount shall begin at the inception date of the policy or the first renewal date following application by the insured and shall terminate at the policy renewal date subsequent to the expiration of three years since completion of the course. Insurance carriers shall provide notice at the renewal period immediately prior to expiration of the discount that the policyholder must take a refresher course within the timeframe set forth in this regulation in order to continue the discount.

4.2 An insured who has received a motor vehicle accident prevention discount as outlined in section 4.1 above may take, and must then complete, a refresher motor vehicle accident prevention course. An insured who completes a refresher course within the one hundred and eighty days prior to the three year expiration date shall receive a 15% discount effective the next renewal date. An insured who completes the refresher course after the expiration of the three year period shall lose the 10% or 15% discount on the expiration date, but shall receive the 15% discount effective on the date of completion of the refresher course, if said completion is within two years of the expiration date.

4.3 Motor Vehicle Accident Prevention Course instructors that are certified by the Division shall be entitled to the same insurance discount set forth in this regulation as those individuals who have completed a refresher motor vehicle accident prevention course.

18 Del. Admin. Code § 607-4.0

2 DE Reg 989 (12/1/98)
13 DE Reg. 498 (10/01/09)
18 DE Reg. 700 (3/1/2015) (Final)