18 Del. Admin. Code § 605-3.0

Current through Register Vol. 28, No. 5, November 1, 2024

Section 605-3.0 - Applicability

3.1 The provisions of this regulation shall apply to all policies providing automobile liability, personal injury protection, physical damage or uninsured motorists insurance on private passenger automobiles owned or rented under a long term lease or contract by an individual, or husband and wife who are resident of the same household on a specified car basis. A "private passenger automobile" for the purposes of this regulation include the following:

3.1.1 A motor vehicle of the private passenger, station wagon or motorcycle type which is neither used for transporting goods or passengers for hire, nor rented to others without a driver.

3.1.2 A motor vehicle with a pickup body, a delivery sedan or panel truck, not customarily used in the occupation, profession or business of the insurer other than farming or ranching. A motor vehicle used in the course of driving to and from work, which otherwise meets the eligibility requirements of this definition, shall be classified as a private passenger automobile.

3.1.3 An automobile owned by a farm family, co-partnership or corporation which is principally garaged on a farm or ranch or otherwise meets the definitions in paragraph (1) or paragraph (2) of this subsection, shall be considered a private passenger automobile owned by two or more relatives resident in the same household.

3.2 The requirements of this regulation shall apply to all policy forms covering risks mentioned in this section received by this Department for filing.

18 Del. Admin. Code § 605-3.0