The fresh market pepper crop insurance provisions for the 2024 and succeeding crop years are as follows:
FCIC Policies
Department of Agriculture
FEDERAL CROP INSURANCE CORPORATION
Reinsured Policies
(APPROPRIATE TITLE FOR INSURANCE PROVIDER)
Both FCIC and Reinsured Policies
Fresh Market Pepper Crop Provisions
Acre. 43,560 square feet of land when row widths do not exceed six feet, or if row widths exceed six feet, the land area on which at least 7,260 linear feet of rows are planted.
Bell pepper. An annual pepper (of the capsicum annum species, grossum group), widely cultivated for its large, crisp, edible fruit.
Box. One and one-ninth (11/9) bushels of the insured crop.
Crop year. In lieu of the definition of "crop year" contained in section 1 (Definitions) of the Basic Provisions (§ 457.8 ), crop year is a period of time that begins on the first day of the earliest planting period for fall planted peppers and continues through the last day of the insurance period for spring planted peppers. The crop year is designated by the calendar year in which spring planted peppers are harvested.
Excess rain. An amount of precipitation sufficient to directly damage the crop.
Freeze. The formation of ice in the cells of the plant or its fruit, caused by low air temperatures.
Harvest. The picking of peppers on the unit.
Mature bell pepper. A pepper that has reached the stage of development that will withstand normal handling and shipping.
Plant stand. The number of live plants per acre prior to the occurrence of an insurable cause of loss.
Planted acreage. In addition to the definition contained in ;section 1 of the Basic Provisions, for each planting period, pepper seed or transplants must initially be planted in rows, unless otherwise provided by the Special Provisions, actuarial documents, or by written agreement.
Planting period. The period of time designated in the actuarial documents in which the peppers must be planted to be considered fall, winter or spring-planted peppers.
Potential production. The number of boxes of mature bell peppers that the pepper plants will or would have produced per acre by the end of the insurance period, assuming normal growing conditions and practices.
Practical to replant. In lieu of the definition of "Practical to replant" contained in section 1 of the Basic Provisions (§ 457.8 ), practical to replant is defined as our determination, after loss or damage to the insured crop, based on factors, including but not limited to moisture availability, condition of the field, marketing windows, and time to crop maturity, that replanting to the insured crop will allow the crop to attain maturity prior to the calendar date for the end of the insurance period (inability to obtain plants or seed will not be considered when determining if it is practical to replant).
Row width. The widest distance from the center of one row of plants to the center of an adjacent row of plants.
Tropical depression. A system identified by the U.S. Weather Service as a tropical depression, and for the period of time so designated, including tropical storms, gales, and hurricanes.
Stage | Percent of the amount of insurance per acre that you selected | Length of time if direct-seeded | Length of time if transplanted |
1 | 65 | From planting through the 74th day after planting | From planting through the 44th day after planting. |
2 | 85 | From the 75th day after planting until the beginning of stage 3 | From the 45th day after planting until the beginning of stage 3. |
3 | 100 | Begins the earlier of 110 days after planting, or the beginning of harvest | Begins the earlier of 80 days after planting, or the beginning of harvest. |
In accordance with section 4 (Contract Changes) of the Basic Provisions (§ 457.8 ), the contract change date is April 30 preceding the cancellation date.
In accordance with section 2 (Life of Policy, Cancellation, and Termination) of the Basic Provisions (§ 457.8 ), the cancellation and termination dates are July 31.
In addition to the requirements of section 6 (Report of Acreage) of the Basic Provisions (§ 457.8 ), you must report on or before the acreage reporting date contained in the Special Provisions for each planting period:
In lieu of the premium amount determinations contained in section 7 (Annual Premium and Administrative Fees) of the Basic Provisions (§ 457.8 ), the annual premium amount for each cultural practice (for example, fall direct-seeded irrigated) is determined by multiplying the third stage amount of insurance per acre by the premium rate for the cultural practice as established in the actuarial documents, by the insured acreage, by your share at the time coverage begins, and by any applicable premium adjustment factors contained in the actuarial documents.
In accordance with section 8 (Insured Crop) of the Basic Provisions (§ 457.8 ), the crop insured will be all the bell peppers in the county for which a premium rate is provided by the actuarial documents:
In lieu of the provisions of section 11 (Insurance Period) of the Basic Provisions (§ 457.8 ), coverage begins on each unit or part of a unit the later of the date we accept your application, or when the peppers are planted in each planting period. Coverage ends at the earliest of:
In addition to the requirements contained in section 14 (Duties in the Event of Damage or Loss) of the Basic Provisions (§ 457.8 ), if you intend to claim an indemnity on any unit you also must give us notice not later than 72 hours after the earliest of:
The late and prevented planting provisions of the Basic Provisions are not applicable.
7 C.F.R. §457.148