Section 1336.74 - Time limits and interest on loans(a) Loans made under the RLF will be for a term that does not exceed 5 years.(b) Loans will be made to approved borrowers at a rate of interest that is 2 percentage points below the average market yield on the most recent public offering of United States Treasury bills occurring before the date on which the loan is made. (section 803A(b)(2)(A) and (B))