Section 155.1020 - QHP issuer rate and benefit information(a)Receipt and posting of rate increase justification. The Exchange must ensure that a QHP issuer submits a justification for a rate increase for a QHP prior to the implementation of such an increase, except for multi-State plans, for which the U.S. Office of Personnel Management will provide a process for the submission of rate increase justifications. The Exchange must ensure that the QHP issuer has prominently posted the justification on its Web site as required under § 156.210 . To ensure consumer transparency, the Exchange must also provide access to the justification on its Internet Web site described in § 155.205(b) .(b)Rate increase consideration.(1) The Exchange must consider rate increases in accordance with section 1311(e)(2) of the Affordable Care Act, which includes consideration of the following: (i) A justification for a rate increase prior to the implementation of the increase;(ii) Recommendations provided to the Exchange by the State in accordance with section 2794(b)(1)(B) of the PHS Act; and(iii) Any excess of rate growth outside the Exchange as compared to the rate of such growth inside the Exchange.(2) This paragraph does not apply to multi-State plans for which the U.S. Office of Personnel Management will provide a process for rate increase consideration.(c)Benefit and rate information. The Exchange must receive the information described in this paragraph, at least annually, from QHP issuers for each QHP in a form and manner to be specified by HHS. Information about multi-State plans may be provided in a form and manner determined by the U.S. Office of Personnel Management. The information identified in this paragraph is:(2) Covered benefits; and(3) Cost-sharing requirements. 77 FR 18467 , Mar. 27, 2012, as amended at 77 FR 31515 , May 29, 2012