Section 36.4700 - Authority, purpose, and scope(a)Authority. Sections 36.4700 through 36.4709 of this part are issued pursuant to 42 U.S.C. 4012a , 4104a , 4104b , 4106 , and 4128 .(b)Purpose. The purpose of sections 36.4700 through 36.4709 of this part is to implement the requirements of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, as amended (42 U.S.C. 4001 - 4129 ).(c)Scope. Sections 36.4700 through 36.4709 of this part, except for §§ 36.4705 and 36.4707 , apply to loans secured by buildings or mobile homes located or to be located in areas determined by the Director of the Federal Emergency Management Agency to have special flood hazards. Sections 36.4705 and 36.4707 apply to loans secured by buildings or mobile homes, regardless of location. Authority: 42 U.S.C. 4012a , 4104a , 4104b , 4106 , and 4128