In determining the resources of an individual (and spouse, if any) who meets the conditions specified in § 416.1260(a) , either the State plan resource limit and exclusions (as specified in § 416.1260 ) or the resource limit (as specified in § 416.1205 ) and exclusions (as specified in § 416.1210 ), whichever is most advantageous to the individual (and spouse, if any) will be used.
20 C.F.R. §416.1261