In determining if you are fully insured for purposes of paragraph (b), (c), (d), or (e) of § 404.130 on disability insured status, we use the fully insured status requirements in § 404.110 , but apply the following rules in determining when the period of elapsed years ends:
(a) If you are a woman, or a man born after January 1, 1913, the period of elapsed years in § 404.110(b) used in determining the number of quarters of coverage (QCs) you need to be fully insured ends as of the earlier of-(1) The year you become age 62; or(2) The year in which-(i) Your period of disability begins;(ii) Your waiting period begins (see § 404.315(d) ); or(iii) You become entitled to disability insurance benefits (if you do not have to serve a waiting period).(b) If you are a man born before January 2, 1913, the period of elapsed years in § 404.110(b) used in determining the number of QCs you need to be fully insured ends as of the earlier of-(2) The year specified in paragraph (a)(2) of this section.45 FR 25384, Apr. 15, 1980, as amended at 49 FR 28547, July 13, 1984