Section 1291.11 - Temporary suspension of AHP contributions(a)Request to FHFA. If a Bank finds that the contributions required pursuant to § 1291.10 are contributing to the financial instability of the Bank, the Bank may apply in writing to FHFA for a temporary suspension of such contributions.(b)Director review - (1)Financial instability. In determining the financial instability of a Bank, the Director shall consider such factors as:(i) Severely depressed Bank earnings;(ii) A substantial decline in Bank membership capital; and(iii) A substantial reduction in Bank advances outstanding.(2)Limitations on grounds for suspension. The Director shall not suspend a Bank's annual AHP contributions if it determines that the Bank's reduction in earnings is due to: (i) A change in the terms of advances to members that is not justified by market conditions;(ii) Inordinate operating and administrative expenses; or