Aggregate annual originations means the sum of the number of annual originations of a nonbank covered person and the number of annual originations of each of the nonbank covered person's affiliated companies, calculated as follows:
Automobile means any self-propelled vehicle primarily used for personal, family, or household purposes for on-road transportation. The term does not include motor homes, recreational vehicles (RVs), golf carts, and motor scooters.
Automobile financing means providing or engaging in the transactions identified under the term "Annual originations" as defined in this section.
Automobile lease means a lease that is for the use of an automobile, as defined in this section, and that meets the requirements of 12 U.S.C. 5481(15)(A)(ii) or 12 CFR 1001.2(a) .
Refinancing has the same meaning as in 12 CFR 1026.20(a) , except that the nonbank covered person need not be the original creditor or a holder or servicer of the original obligation.
12 C.F.R. §1090.108