12 C.F.R. § 628.300

Current through November 30, 2024

Section 628.300 - Transitions

(a)Capital conservation buffer.

(1) [Reserved]

(2) Beginning January 1, 2017 through December 31, 2019 a System institution's maximum capital conservation buffer payout ratio must be determined as set forth in Table 1 to § 628.300 .

Table 1 to § 628.300

Transition Period	Capital conservation buffer	Maximum payout ratio (as a percentage of eligible retained income)
Calendar year 2017	[GREATER THAN]0.625 percent	No limitation.
	[LESS THAN EQUAL TO]0.625 percent, and [GREATER THAN]0.469 percent	60 percent.
	[LESS THAN EQUAL TO]0.469 percent, and [GREATER THAN]0.313 percent	40 percent.
	[LESS THAN EQUAL TO]0.313 percent, and [GREATER THAN]0.156 percent	20 percent.
	[LESS THAN EQUAL TO]0.156 percent	0 percent.
Calendar year 2018	[GREATER THAN]1.25 percent	No limitation.
	[LESS THAN EQUAL TO]1.25 percent, and [GREATER THAN]0.938 percent	60 percent.
	[LESS THAN EQUAL TO]0.938 percent, and [GREATER THAN]0.625 percent	40 percent.
	[LESS THAN EQUAL TO]0.625 percent, and [GREATER THAN]0.313 percent	20 percent.
	[LESS THAN EQUAL TO]0.313 percent	0 percent.
Calendar year 2019	[GREATER THAN]1.875 percent	No limitation.
	[LESS THAN EQUAL TO]1.875 percent, and [GREATER THAN]1.406 percent	60 percent.
	[LESS THAN EQUAL TO]1.406 percent, and [GREATER THAN]0.938 percent	40 percent.
	[LESS THAN EQUAL TO]0.938 percent, and [GREATER THAN]0.469 percent	20 percent.
	[LESS THAN EQUAL TO]0.469 percent	0 percent.

(b)-(e) [Reserved]

12 C.F.R. §628.300

81 FR 49779 , 1/1/2017