Section 25.61 - Purpose and scope(a)Purpose. The purpose of this subpart is to implement section 109 (12 U.S.C. 1835a ) of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (Interstate Act).(b)Scope.(1) This subpart applies to any national bank that has operated a covered interstate branch for a period of at least one year, and any foreign bank that has operated a covered interstate branch that is a Federal branch for a period of at least one year.(2) This subpart describes the requirements imposed under 12 U.S.C. 1835a , which requires the appropriate Federal banking agencies (the OCC, the Board of Governors of the Federal Reserve System, and the FDIC) to prescribe uniform rules that prohibit a bank from using any authority to engage in interstate branching pursuant to the Interstate Act, or any amendment made by the Interstate Act to any other provision of law, primarily for the purpose of deposit production.