Section 7107 - Nondiscrimination in Applications(a) No financial institution may discourage, or refuse to allow, receive, or consider any application, request, or inquiry regarding a loan, or discriminate in imposing conditions upon, or in processing, any such application, request, or inquiry on the following bases:(1) The condition, characteristics or trends of the housing accommodation;(2) A concentration of race, color, religion, sex, marital status, national origin or ancestry of the person or persons who own, propose to buy, or will inhabit the housing accommodation; and(3) The racial, ethnic, religious, or national origin composition of the neighborhood or geographic area surrounding the housing accommodation or based upon a consideration that such composition is undergoing change, or is expected to undergo change.(b) Communications designed to provide information to a prospective applicant about rates, fees, terms, conditions, or other loan services a financial institution may or may not offer, shall not be prohibited if the information is provided in a manner consistent with subparagraph (a) above.(c) A financial institution shall inform each inquirer of his or her right to file a written loan application, and to receive a copy of the financial institution's loan evaluation criteria.Cal. Code Regs. Tit. 21, § 7107
Note: Authority cited: Section 35814, Health and Safety Code. Reference: Sections 35810- 35815, Health and Safety Code.