This article is adopted and promulgated by the Insurance Commissioner as a necessary means for the guidance of insurers and all other concerned in observing the provisions of law relating to: insuring powers of admitted marine insurers; the California Standard Form Fire Insurance policy; rates and rating and other organizations; taxation of insurers; and to assist in determining whether certain business should be reported on insurers' annual statements as ocean marine insurance or otherwise; and for the assistance and guidance of all persons concerned in all other cases where it is necessary to distinguish between marine and other classes of insurance and between inland marine risks, and other risks.
Cal. Code Regs. Tit. 10, § 2320.1