Any person who, prior to the effective date of this Article, has been denied insurance coverage on the basis of sex, marital status or sexual orientation may submit to the Commissioner, within one year following the effective date of this Article, a complaint setting forth the details of such denial to the best of such person's knowledge and belief. The Commissioner shall investigate the facts set forth in such complaint and shall take such action as he deems appropriate.
Cal. Code Regs. Tit. 10, § 2560.4