Every U. C. D. policy may be issued to cover any person who may be included as an employee under a group disability policy in accordance with Sections 10270.5 or 10270.55 of the Insurance Code, even if not eligible for coverage under the voluntary plan approved by the director, if the purpose and scope of the policy is principally to provide U. C. D. benefits and additional benefits for loss of time on account of disability to eligible employees under an approved voluntary plan.
Cal. Code Regs. Tit. 10, § 2245.9