Cal. Code Regs. tit. 10 § 2187.3

Current through Register 2024 Notice Reg. No. 45, November 8, 2024

Section 2187.3 - Prelicensing Education for Casualty Broker-Agents

(a) Any course taken to satisfy the casualty broker-agent prelicensing education requirement of Section 1749 of the California Insurance Code shall use the general subject matter derived from the following curriculum:

I. GENERAL INSURANCE (23 questions (31 percent) on the examination -- includes "II. Casualty Insurance")

A. Basic Insurance Concepts and Principles

B. Contract Law

C. The Insurance Marketplace

1. Distribution Systems

2. Producers

3. Insurers

4. Market Regulation--General

5. Excess and Surplus (E&S) Lines

II. CASUALTY INSURANCE (5 questions on the examination)

A. Legal Concept: Tort Law

B. Casualty Insurance

1. Basics

2. Policies

III. PERSONAL LINES INSURANCE (23 questions (31 percent) on the examination)

A. Insurance on Residence

1. Liability Coverage -- Comprehensive Personal Liability/ Residence Liability

2. Liability Endorsements

B. Inland Marine

1. Personal Watercraft -- Personal Insurance

C. Personal Auto

1. General Concepts

2. Liability/Medical/Uninsured Motorist

3. Physical Damage/Miscellaneous

4. California Automobile Assigned Risk Plan (CAARP)

5. Motorcycles

6. Recreational Vehicles

D. Umbrellas and Excess Liability Insurance

IV. COMMERCIAL INSURANCE COVERAGES (29 questions (38 percent) on the examination)

A. Insurance Services Office, Inc. (ISO) Commercial Lines Insurance Programs

B. Casualty Insurance

1. Commercial General Liability (CGL)

a. General Concepts

b. CGL Coverage Forms -- Occurrence and Claims-Made

2. Professional Liability

3. Management (Directors and Officers) Liability

4. Employment Practices

5. Commercial Auto

6. Surety Bonds and General Bond Concepts

7. Umbrella and Excess Liability

8. Workers' Compensation

(b) The examination required for licensure as a casualty broker-agent, pursuant to Section 1676 of the California Insurance Code, shall be based on the subject matter reflected in the foregoing curriculum.

Cal. Code Regs. Tit. 10, § 2187.3

1. New section filed 6-13-2001 as an emergency; operative 1-1-2002 (Register 2001, No. 24). A Certificate of Compliance must be transmitted to OAL by 5-1-2002 or emergency language will be repealed by operation of law on the following day.
2. Certificate of Compliance as to 6-13-2001 order transmitted to OAL 4-19-2002 and filed 6-3-2002 (Register 2002, No. 23).
3. Renumbering of former section 2187.3 to section 2187.4 and renumbering and amendment of former section 2187 to section 2187.3 filed 2-23-2010; operative 3-25-2010 (Register 2010, No. 9).
4. Amendment of section heading, section and NOTE filed 10-22-2014; operative 2-19-2015 pursuant to Government Code section 11343.4(b)(2) (Register 2014, No. 43).

Note: Authority cited: Section 1749.7, Insurance Code. Reference: Sections 1676, 1749 and 1749.1, Insurance Code.

1. New section filed 6-13-2001 as an emergency; operative 1-1-2002 (Register 2001, No. 24). A Certificate of Compliance must be transmitted to OAL by 5-1-2002 or emergency language will be repealed by operation of law on the following day.
2. Certificate of Compliance as to 6-13-2001 order transmitted to OAL 4-19-2002 and filed 6-3-2002 (Register 2002, No. 23).
3. Renumbering of former section 2187.3 to section 2187.4 and renumbering and amendment of former section 2187 to section 2187.3 filed 2-23-2010; operative 3-25-2010 (Register 2010, No. 9).
4. Amendment of section heading, section and Note filed 10-22-2014; operative 2/19/2015 pursuant to Government Code section 11343.4(b)(2) (Register 2014, No. 43)