A voluntary or optional payment, including, without limitation, a tip or gratuity, paid by a borrower to a licensee or any other person in connection with the investigating, arranging, negotiating, procuring, guaranteeing, making, servicing, collecting, and enforcing of a loan or otherwise in connection with a loan, is a charge under Financial Code section 22200.
Cal. Code Regs. Tit. 10, § 1465
Note: Authority cited: Sections 22150 and 90009, Financial Code. Reference: Section 22200, Financial Code.