Ala. Admin. Code r. 810-5-8-.07

Current through Register Vol. 43, No. 1, October 31, 2024

Section 810-5-8-.07 - Vehicles Exempt From Online Insurance Verification

(1) The vehicles listed in § 32-7A-5, Code of Ala. 1975, are exempt from online insurance verification.

(2) Under the authority granted to the commissioner by § 32-7A-5(13), any vehicle covered by a blanket liability insurance policy or commercial automobile liability insurance policy is exempt from online insurance verification.

(3) The terms "blanket liability insurance policy" and "commercial automobile liability insurance policy" may be used interchangeably.

(4) § 32-7A-2(2), Code of Ala. 1975, defines a commercial automobile liability insurance policy as a policy that:

(a) Is written on either a commercial coverage or other commercially rated personal policy form, including, but not limited to, a commercial auto, garage, or truckers form, and is not dependent on the type, number, or ownership of vehicle or entity covered or insured.

(b) Ensures vehicles that are not identified individually by a vehicle identification number on the policy.

(5) Vehicles insured under a blanket or commercial automobile liability insurance policy are not subject to the department insurance verification process; however, every operator of a motor vehicle subject to § 32-7A-4, must provide evidence of insurance to the licensing official at the time of registration and carry within the vehicle evidence of insurance.

(6) In accordance with § 32-7A-6, Code of Ala. 1975, if the insurance card is issued for a blanket or commercial automobile liability insurance policy, the insurance card may state "FLEET," "COMMERCIAL," "COMMERCIAL POLICY," or "COMMERCIAL EXEMPT" in lieu of vehicle years, makes, and VINs if vehicles years, makes, and VINs are not captured by the insurer. If the vehicle years, makes, and VINs are captured by the insurer, then the insurer may provide such information on the insurance card, but must also state "FLEET," "COMMERCIAL," "COMMERCIAL POLICY," or "COMMERCIAL EXEMPT" on the insurance card. If the insurance card is issued for a non-owner policy, the card may state "NONOWNER POLICY' in lieu of the vehicle year, make, and VIN.

(7) In accordance with § 32-7A-4(b)(1), Code of Ala. 1975, any vehicle insured under a blanket or commercial automobile liability insurance policy is required to be insured by a policy issued in amounts no less than the minimum amounts set for bodily injury or death and for destruction of property as provided in § 32-7-6(c), Code of Ala. 1975.

Ala. Admin. Code r. 810-5-8-.07

New Rule: Filed March 22, 2001, effective April 26, 2001. Repealed: Filed May 6, 2011; effective June 10, 2011. New Rule: Filed March 28, 2012, effective May 2, 2012.

Amended by Alabama Administrative Monthly Volume XXXVIII, Issue No. 05, February 28, 2020, eff. 4/13/2020.

Author: Sherry Helms

Authority:Code of Ala. 1975, §§ 40-2A-7(a)(5), 32-7A-2, 32-7A-4, 32-7A-5, 32-7A-6.