Bankr. ND Ohio February 2005 casesIN RE MOTZIn re WardIn re DwengerIn re McLaughlinIn re VerhoffIn re PlaugherIN RE IRBYIn re KnowlesIn re DesieroIn re JamesIn re BartonIn re GlonekIn re RamosIn re EspenIn re PannellIn re BartonIn re ChambersIrby v. Mr. Money Finance Co. (In re Irby)