ND New York October 1981 casesUnited States ex Rel. Sommer v. DixonWilliams v. First Federal Sav. and Loan Ass'nMack v. RacetteIn re PetruschGargiul v. TompkinsPhilip v. CareyUnited States v. Schenectady Sav. BankJacobson v. Coughlin