"Carrier" means an insurer providing medical, hospital or surgical expense incurred health insurance policies, a non-profit health service corporation, a fraternal benefits society, and a health maintenance organization.
"Certified Health Plan or Policy" or "CHP" means a carrier's plan or policy which meets or exceeds the criteria specified in Section 5 of this regulation and has been so certified by the Delaware Insurance Commissioner.
"Insured" means the individual persons whose medical expenses are paid by a carrier's policy or contract.
18 Del. Admin. Code § 1306-4.0