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Puller et al. v. Puller

Supreme Court of Pennsylvania
Jan 3, 1955
380 Pa. 219 (Pa. 1955)

Summary

finding that negligent defendants could recover contribution from joint tort-feasors who had complete immunity in suits brought by plaintiffs

Summary of this case from Roberts v. Green Ridge Nursing Home

Opinion

Argued November 10, 1954.

January 3, 1955.

Insurance — Liability insurance — Policy — Coverage — Construction — Exclusion clause — Family of insured.

1. Where an automobile liability insurance policy expressly excluded from its coverage "bodily injury to or death to . . . any member of the family of the insured residing in the same household as the insured" and it appeared that the wife and minor daughter of the insured obtained judgments jointly against him and a railroad company in a suit arising out of a grade-crossing collision; and that the railroad company paid the entire judgment, had it marked to its use against the insured and issued attachments against him, naming the insurer as garnishee; it was Held that the insurer was not liable under the express exclusion in the policy. [220-3]

Contribution — Joint tortfeasors — Tortfeasor's personal immunity from liability — Effect on contribution.

2. A tortfeasor has a right of contribution against a joint tortfeasor even though the judgment creditor be the latter's spouse, parent, or minor child. [221]

3. As between the two tortfeasors the contribution is not a recovery for the tort but the enforcement of an equitable duty to share liability for the wrong done. [221-2]

Before STERN, C. J., STEARNE., JONES, BELLY CHIDSEY, MUSMANNO and ARNOLD, JJ.

Appeal, No. 215, Jan. T., 1954, from judgment of Court of Common Pleas No. 5 of Philadelphia County, Dec. T., 1949, No. 4851, in case of Dorothy Louise Puller and Mary Jane Puller, a Minor, by her guardian John Wesley Puller, to the use of East Broad Top Railroad and Coal Company v. John Wesley Puller and State Farm Mutual Automobile Insurance Company. Judgment affirmed.

Attachment execution and garnishment proceedings after judgment entered and paid by use plaintiff in action of trespass for personal injuries.

Use plaintiff's motion for judgment on the pleadings refused and judgment entered for garnishee, opinion by REIMEL, J. Use plaintiff appealed.

William R. Klaus, with him Edward W. Madeira, Jr., Thomas E. Comber, Jr. and Pepper, Bodine, Frick, Scheetz Hamilton, for appellant.

Robert A. Detweiler, for appellee.


The question here presented involves the construction of a certain provision in a policy of automobile liability insurance.

An automobile owned and operated by John W. Puller in which his wife, Dorothy, and his minor daughter, Mary, were passengers, collided at a grade crossing with a locomotive of the East Broad Top Railroad and Coal Company. All three of them were injured and they brought an action in trespass against the Railroad Company. The latter obtained a severance of Puller's action and joined him as additional defendant in the suit of his wife and daughter on the ground that his negligence was a contributing cause of the accident. The jury returned verdicts in favor of the wife and daughter totaling $34,000.00 against both Puller and the Railroad Company as joint tortfeasors. The Railroad Company paid the verdicts in full and had the judgment entered thereon marked to its use against Puller, its purpose being to obtain from him contribution of one-half the amount thus paid.

Contribution may be enforced in an independent action for that purpose, but a shorter method, sanctioned by the authorities, is to have the plaintiff's judgment marked to the use of the defendant paying the judgment, thereby allowing such defendant, by way of subrogation, to recover from the other defendant the proportionate amount of the judgment for the payment of which he is justly liable: Goldman v. Mitchell-Fletcher Co., 292 Pa. 354, 141 A. 231; City National Bank of Wichita Falls, for use, v. Atkinson, 316 Pa. 526, 529, 530, 175 A. 507, 509; Grasberger v. Liebert Obert, Inc., 335 Pa. 491, 494, 6 A.2d 925, 926; Trerotolo v. Philadelphia, 346 Pa. 222, 227, 29 A.2d 788, 790.

Puller was insured in the State Farm Mutual Automobile Insurance Company. The Railroad Company, as use plaintiff, issued attachment executions against Puller naming the Insurance Company as garnishee. Interrogatories and answers thereto having been filed, the use plaintiff moved for judgment on the pleadings. The court denied the motion and, instead, entered judgment for the garnishee, from which judgment the use plaintiff now appeals.

Whatever may be the law in the majority of other jurisdictions (as to which see 19 A.L.R. 2d 1003, et seq.), it is established in our own State that a tortfeasor has a right of contribution against a joint tortfeasor even though the judgment creditor be the latter's spouse, parent, or minor child; in other words, a tortfeasor may recover such contribution even though, for some reason, the plaintiff who has obtained a judgment against both of them is precluded from enforcing liability thereunder against the joint tortfeasor: Kaczorowski v. Kalkosinski, 321 Pa. 438, 440, 441, 184 A. 663, 664; Maio, Executrix v. Fahs, 339 Pa. 180, 188, 14 A.2d 105, 109; Rau v. Manko, 341 Pa. 17, 22, 23, 17 A.2d 422, 425; Fisher v. Diehl, 156 Pa. Super. 476, 483-486, 40 A.2d 912, 916-918. The theory is that as between the two tortfeasors the contribution is not a recovery for the tort but the enforcement of an equitable duty to share liability for the wrong done. Undoubtedly, therefore, the use plaintiff in this case can recover from Puller half the amount of the judgment it paid to Puller's wife and daughter. The question here, however, is whether the use plaintiff can make such recovery from Puller's insurance carrier, or, since the use plaintiff is merely entitled to take over Puller's right in that regard, whether Puller himself could recover from the Insurance Company the sum due by him to the use plaintiff under its claim for contribution.

The answer depends on the proper construction of a provision in Puller's insurance policy as follows: "This policy does not apply . . . (d) Under Coverage A, to bodily injury to or death of any employee of the insured . . . or to the insured or any member of the family of the insured residing in the same household as the insured."

Coverage A, referred to in exclusion (d), reads as follows: "Coverage A — Bodily Injury Liability. To pay on behalf of the insured all sums which the insured shall become obligated to pay by reason of the liability imposed upon him by law for damages . . . because of bodily injury . . . sustained by any person or persons, caused by accident and arising out of the ownership, maintenance or use of the automobile."

We agree with the conclusion of the court below that, if the Insurance Company were compelled to indemnify Puller for the payment of his contribution to the use plaintiff, this would in effect be making the policy applicable, in contradiction of its express terms, to the liability imposed upon him by law for damages because of bodily injuries sustained by members of his family residing in his household. While the payment by Puller of his half of the plaintiffs' judgment would not be made to them direct but would be routed or relayed through the use plaintiff it would, to every practical intendment, constitute a payment by him to his wife and daughter on account of the damages they suffered because of bodily injuries sustained in the automobile accident. And if it be urged that the action of the use plaintiff against Puller for contribution is based, as previously stated, not on the tort itself, but on an implied equitable duty on his part to make such contribution to a joint tortfeasor (see Parker, to use, v. Rodgers, 125 Pa. Super. 48, 51, 52, 189 A. 693, 695), the obvious reply is that the coverage of the policy is expressly limited to the insured's liability to the persons who are the victims of the tort for the injuries they have sustained. Were it not for the policy of the law forbidding recovery in a tort action by a wife against her husband or by a minor child against a parent, so that the plaintiffs here would have been allowed to enforce liability directly against Puller, certainly the Insurance Company would not have been liable under the policy to indemnify him for any amount he might then have been obliged to pay them; why, then, should the Insurance Company be subjected to such liability merely because the insured's responsibility for the accident was shared by that of a joint tortfeasor? The well known reason for the exclusion clause of the policy is that it is intended as a protection against collusive claims. Such collusion, however, is obviously just as likely to feature an action where a joint tortfeasor is involved as where the insured is the only defendant.

The judgment for the garnishee is affirmed.


Summaries of

Puller et al. v. Puller

Supreme Court of Pennsylvania
Jan 3, 1955
380 Pa. 219 (Pa. 1955)

finding that negligent defendants could recover contribution from joint tort-feasors who had complete immunity in suits brought by plaintiffs

Summary of this case from Roberts v. Green Ridge Nursing Home

In Puller v. Puller, 110 A.2d 175, 177 (1955), the [Pennsylvania] Supreme Court observed that "contribution is not a recovery for the tort... [,] but the enforcement of an equitable duty to share liability for the wrong done."

Summary of this case from Encompass Ins. Co. v. Stone Mansion Rest. Inc.

In Puller v. Puller, 380 Pa. 219, 110 A.2d 175 (1955), however, the Pennsylvania Supreme Court stated that the general rule of interspousal immunity was inapplicable to a suit for contribution by a defendant against the plaintiff's spouse.

Summary of this case from Zurzola v. General Motors Corporation

In Puller v. Puller, [ ] 110 A.2d 175, 177 (1955), the [Pennsylvania] Supreme Court observed that "contribution is not a recovery for the tort... [,] but the enforcement of an equitable duty to share liability for the wrong done."

Summary of this case from Encompass Ins. Co. v. Stone Mansion Rest., Inc.

observing that "contribution is not a recovery for the tort [committed against the plaintiff,] but the enforcement of an equitable duty to share liability for the wrong done"

Summary of this case from Roberts v. Green Ridge Nursing Home

In Puller v. Puller, 380 Pa. 219, 221, 110 A.2d 175, 177, the Pennsylvania court said: "* * * it is established in our own State that a tort-feasor has a right of contribution against a joint tort-feasor even though the judgment creditor be the latter's spouse, parent, or minor child; in other words, a tort-feasor may recover such contribution even though, for some reason, the plaintiff who has obtained a judgment against both of them is precluded from enforcing liability thereunder against the joint tort-feasor: [Citing cases].

Summary of this case from Iowa P. L. Co. v. Abild Constr. Co.

In Puller, we held that such class was excluded from policy coverage where members of such class sought to recover damages for bodily injuries, directly or indirectly by way of contribution to a third person, against the named insured.

Summary of this case from Patton v. Patton

In Puller v. Puller, 380 Pa. 219, 221, 110 A.2d 175, 177 (1955), the Supreme Court observed that "contribution is not a recovery for the tort [committed against the plaintiff,] but the enforcement of an equitable duty to share liability for the wrong done."

Summary of this case from Svetz for Svetz v. Land Tool Co.
Case details for

Puller et al. v. Puller

Case Details

Full title:Puller (et al., Appellant) v. Puller

Court:Supreme Court of Pennsylvania

Date published: Jan 3, 1955

Citations

380 Pa. 219 (Pa. 1955)
110 A.2d 175

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